Terms and Conditions

1. Introduction

Welcome to THIS.Inc. These Terms and Conditions ("Terms") govern your use of our website at www.this.inc (the "Site") and the services, products, and panels offered by THIS.Inc (collectively, the "Services").

By accessing or using the Site and Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to all of these Terms, do not use the Site or Services.

THIS.Inc operates as a "post-SaaS intelligence system designed to help you navigate complexity and grow in your life." Our Services include, but are not limited to, panels like "THIS: Resolve Medical Bills" and "THIS: Buy a Car Intelligently."

2. Acceptance of Terms

You confirm that you are of legal age and have the capacity to enter into these Terms in your jurisdiction. If you are accessing or using the Site or Services on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms.

3. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the Site or Services after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for changes.

4. User Accounts

• Account Creation: To access certain features of the Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
• Account Security: You are responsible for safeguarding your password and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss or damage arising from your failure to comply with these security obligations.
• Account Termination: We reserve the right to suspend or terminate your account and your access to the Services at our sole discretion, without notice, for any reason, including but not limited to, a breach of these Terms.

5. Use of Services

• Permitted Use: You agree to use the Services only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Services.
• Prohibited Conduct: You agree not to:
  • Use the Services for any illegal or unauthorized purpose.
  • Interfere with or disrupt the integrity or performance of the Services.
  • Attempt to gain unauthorized access to any part of the Services or its related systems.
  • Upload or transmit viruses or any other type of malicious code.
  • Engage in any form of data mining, scraping, or similar data gathering and extraction methods.
  • Harass, abuse, or harm another person.

6. Intellectual Property

All content, trademarks, service marks, trade names, logos, and icons are proprietary to THIS.Inc or our affiliates and are protected by copyright, trademark, and other intellectual property laws. Nothing in these Terms grants you any right to use any trademark, service mark, logo, and/or trade name of THIS.Inc or its affiliates.

You may not copy, reproduce, republish, download, post, broadcast, transmit, make available to the public, or otherwise use any content on our Site in any way except for your own personal, non-commercial use.

7. Disclaimers

• "As Is" Basis: The Site and Services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the operation or availability of the Site or Services, or the information, content, materials, or products included on the Site.
• Accuracy of Information: While we strive to provide accurate and up-to-date information through our Services, particularly with our intelligence panels, we do not warrant that all information will be error-free or complete. The information provided through our Services is for general informational purposes only and should not be considered professional advice. You should consult with qualified professionals for specific advice related to medical bills, car purchases, or any other area where you require expert guidance.
• Third-Party Links: Our Site may contain links to third-party websites or services that are not owned or controlled by THIS.Inc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

8. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall THIS.Inc, its affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Site or Services; (ii) any conduct or content of any third party on the Site or Services; (iii) any content obtained from the Site or Services; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

9. Indemnification

You agree to defend, indemnify, and hold harmless THIS.Inc, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site and Services, including, but not limited to, your User Contributions, any use of the Site's content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Site.

10. Governing Law & Jurisdiction

These Terms shall be governed and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law provisions. Any dispute arising from or relating to the subject matter of these Terms shall be subject to the exclusive jurisdiction of the courts located in [Your City, Your State/Country].

11. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.